Spotting Credit Trouble
American households with credit card balances carry an average debt of $8,602.1 The wise use of credit is a critical skill in today’s world. Used… Read More »Spotting Credit Trouble
American households with credit card balances carry an average debt of $8,602.1 The wise use of credit is a critical skill in today’s world. Used… Read More »Spotting Credit Trouble
The U.S. personal saving rate stood at 7.3 percent in October 2021, a significant drop from the 26.6 rate in March earlier in the year.1… Read More »U.S. Personal Savings Rate
Every year, the government prints millions of notes a day. Here’s a quick look at what goes into creating a $20 bill and what determines… Read More »Life and Death of a Twenty Dollar Bill
Each month, you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do… Read More »Pay Yourself First
Some people approach buying a car like they approach marriage, “‘til death do us part.” Others prefer to keep their options open, trading in every… Read More »Buying vs. Leasing a Car
Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name… Read More »Your Emergency Fund: How Much Is Enough?
Every year, about 150 million households file their federal tax returns. For many, the process involves digging through shoe boxes or manila folders full of receipts;… Read More »Budget Check Up: Tax Time Is the Right Time
Mobile applications have become ubiquitous. While many of these apps are games and social media platforms, an increasing number have been developed to help individuals… Read More »What to Look for in Personal Finance Apps
We all know that the more complicated a password is, the better. They should include a mixture of numbers, punctuation marks and symbols, and uppercase… Read More »Password Protection Strategies
The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” Finding… Read More »A Penny Saved is Two Pennies Earned