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If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too… Read More »Assess Life Insurance Needs

In exchange for fixed premiums, an insurance company promises to pay a set benefit when the policyholder dies, but also offers additional benefits as well.… Read More »A Look at Whole Life Insurance

Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it works: When a… Read More »Is Term Life Insurance for You?

Universal life insurance is permanent life insurance — that is, it remains in force for your whole life. But universal life insurance has an important… Read More »Universal Life Insurance

Variable universal life insurance is permanent life insurance—it remains in force for the policyholder’s whole life. And, as with universal life insurance, it provides a… Read More »Variable Universal Life Insurance

Extended-care coverage can be complex. Here’s a list of questions to ask that may help you better understand the costs and benefits of these policies.… Read More »What to Look for in an Extended-Care Policy

Addressing the potential risks of extended-term care expenses may be one of the biggest financial challenges for individuals who are developing a retirement strategy. Seven… Read More »Understanding Extended Care

In 2020, the U.S. had a record 22 million millionaires, up from 20.2 million in the previous year. An increase in personal wealth may bring… Read More »Keep Your Umbrella Handy

The Social Security Disability Insurance program paid out over $140 billion in benefits in 2021. And with new applicants each year, the system is expected… Read More »Disability and Your Finances

According to industry experts, most people don’t have enough life insurance. The American Council of Life Insurers recently reported that average coverage equals $183,780, which… Read More »Term vs. Permanent Life Insurance